Built for the Spanish real estate sector

CostaAML Compliance / Real Estate AML Training

A product by Ai Risk Intelligence AS

CostaAML Compliance / Real Estate AML Training — practical AML awareness for real estate agents and property developers operating in Spain.

Focused on AML obligations under Ley 10/2010 and real estate-specific ML/TF risks in Spain.

Satisfies the annual AML training requirement for obliged subjects under Ley 10/2010 (Art. 29) and aligned with the upcoming EU AMLR (Reg. 2024/1624) applying from 10 July 2027. Badge valid for 12 months.

Who it's for

Designed for the people closest to the transaction

Real Estate Agents

Front-line professionals who interact with clients and handle reservation deposits.

Property Developers

Developers receiving payments from international and corporate buyers.

Real Estate Professionals

Brokers, intermediaries and back-office staff supporting Spanish property transactions.

Why this matters

Real estate is among the highest-risk sectors for money laundering

Spanish authorities, SEPBLAC and FATF consistently identify real estate — particularly luxury coastal property — as a vulnerable channel. AML obligations under Ley 10/2010 apply directly to agents and developers.

High-risk sector

Luxury property, foreign buyers and complex structures attract illicit flows.

Legal obligations apply

Ley 10/2010 imposes CDD, UBO identification and SEPBLAC reporting.

Awareness is required

Firms must ensure staff are trained and a compliance culture is in place.

Protect your reputation

Strong AML practice safeguards business integrity and client trust.

The training

CostaAML Compliance / Real Estate AML Training — seven practical modules. 15–25 minutes. Real-world focus.

01Introduction to AML in Spain
02Real Estate ML/TF Risks in Spain
03Customer Due Diligence (CDD)
04PEPs, Sanctions & High-Risk Clients
05Source of Funds & Red Flags
06Suspicious Activity & Escalation
07Recordkeeping & Responsibilities