Do You Know Enough AML to Protect Your Real Estate Business?
Find out in 2 minutes.
A free AML self-assessment for real estate professionals in Spain. See where your knowledge stands against Ley 10/2010 and SEPBLAC expectations — then take the AML training and get a dated certificate.
- Free
- No credit card
- Built for Spanish real estate
- Ley 10/2010
- Certificate on completion
Designed to support firms in meeting their AML training obligations under Article 29 of Ley 10/2010, and aligned with the EU AMLR (Reg. 2024/1624) applying from 10 July 2027.
Who it's for
Designed for the people closest to the transaction
Real Estate Agents
Front-line professionals who interact with clients and handle reservation deposits.
Property Developers
Developers receiving payments from international and corporate buyers.
Mortgage Brokers
Intermediaries arranging finance for Spanish property purchases.
Real Estate Professionals
Brokers, lawyers and back-office staff supporting Spanish property transactions.
Why this matters
Real estate is among the highest-risk sectors for money laundering
Spanish authorities, SEPBLAC and FATF consistently identify real estate — particularly luxury coastal property — as a vulnerable channel. AML obligations under Ley 10/2010 apply directly to agents and developers.
High-risk sector
Luxury property, foreign buyers and complex structures attract illicit flows.
Legal obligations apply
Ley 10/2010 imposes CDD, UBO identification and SEPBLAC reporting.
Awareness is required
Firms must ensure staff are trained and a compliance culture is in place.
Protect your reputation
Strong AML practice safeguards business integrity and client trust.
The training
CostaAML Compliance / Real Estate AML Training — seven practical modules. 15–25 minutes. Real-world focus.
Built by an AML expert
Led by Andréas Hobbelin — AML compliance expert for the Spanish real estate sector
This training is an extension of Andréas's in-person AML training delivered to real estate firms across Spain. It does not fully replace tailored in-person sessions, but it gives every team member the practical foundation Spanish regulators expect — and a dated certificate to evidence completion.
CostaAML Compliance is the Spanish AML brand of Ai Risk Intelligence AS, and the training is integrated into PropComply for firms managing AML across their portfolio.
Frequently asked
AML training in Spain — common questions
Does this AML training support the Ley 10/2010 annual training requirement?+
It is designed to support firms in meeting the annual AML training obligation in Article 29 of Ley 10/2010 for obliged subjects in the real estate sector — agents, intermediaries and property developers operating in Spain. Each completion produces a dated certificate you can keep in your internal control file. It is not an accreditation and does not replace a firm-specific training programme.
Who needs AML training in Spain's real estate sector?+
Real estate agents, intermediaries, brokers, back-office staff and property developers are all obliged subjects under Ley 10/2010. SEPBLAC expects every staff member with client-facing or transaction responsibilities to receive regular AML training.
Is the training aligned with the EU AML Regulation 2024/1624 (EU AMLR)?+
Yes. Modules cover the upcoming directly-applicable EU AMLR framework taking effect 10 July 2027 — including the 25% UBO threshold, EU-wide cash limits and the role of AMLA — so firms can prepare ahead of enforcement.
How long does the course take?+
Most professionals complete the seven modules and final assessment in 15–25 minutes. Advanced users on the AI self-test can use the fast-track summaries.
Who is behind CostaAML Compliance?+
CostaAML Compliance is led by Andréas Hobbelin, a seasoned AML compliance expert focused on the Spanish real estate sector. CostaAML is the Spanish AML brand of Ai Risk Intelligence AS and is integrated with PropComply for ongoing compliance management.